farmCARE® Group Insurance
farmCARE® Group Insurance offers all Viterra customers, their families and employees a group insurance plan that provides protection for life, accidental death and dismemberment, and disability insurance as well as health and dental care benefits not covered by your provincial health plan. farmCARE® delivers flexible plans for individuals, couples, and families at reasonable and competitive rates.
Features Overview:
This chart is an overview only. Detailed explanations of the various plan options and the applicable premiums follow on the pages indicated.
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| Basic Plan |
- $100,000 Accidental Death and Dismemberment
- Access to second opinion consult services through WorldCare
- Travel Health - 100% emergency medical expenses to $1M per person per incident
- 100% ambulance
- Hearing aids - $400 per person each five years
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| Enhanced Plan |
In addition to the Basic Plan:
- One eye exam per person each 24 months
- Dental coverage for 80% routine service to $600 per person per year
- Prescription Drugs - 80% coverage to $1,000 per person per year
- Paramedical pracitioners - 80% coverage to $350 per person annually for chiropractic, massage therapy, physiotherapy, and others.
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| Optional Life Insurance |
- Up to $500,000 for applicant and spouse*
- $25,000 for each dependant child
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| Optional Accidental Death and Dismemberment |
- Up to $500,000 for applicant
- Percentage coverage for spouse and dependent children also available
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| Disability Insurance |
- Monthly benefit in $500 increments from $1,000 to $3,000 for applicant
- Flexible benefit periods (5 years or to age 65)
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For more information view the farmCARE
Plan Summary and farmCARE
Rates
